Looking for a smart way to save more while spending? Say hello to the Kotak 811 Super Savings Account – the upgraded version of the popular Kotak 811 account that gives you premium banking features and an exciting 5% cashback every month!
🔥 Why You’ll Love Kotak 811 Super
✅ 5% Cashback on Debit Card Spends
This is the highlight benefit! Get 5% cashback on all your online (e-commerce) and in-store (POS) purchases using the Platinum Debit Card linked to your 811 Super account.
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Maximum cashback: ₹500/month (₹6,000/year!)
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Just use your debit card for shopping, groceries, electronics, etc.
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Cashback is auto-credited every month!
💼 Account Highlights
| Feature | Benefit |
|---|---|
| 💸 Zero Balance Account | No need to maintain a minimum balance |
| 💳 Platinum Debit Card | Free card with higher daily spend & withdrawal limits |
| 💰 Cashback Limit | ₹500/month |
| 🧾 Debit Card Spend Limit | ₹3,00,000/day |
| 🏧 ATM Withdrawal Limit | ₹1,00,000/day |
| 📥 Eligibility for Cashback | Just deposit ₹5,000+ once/month in one transaction to activate cashback benefits |
🛡️ Insurance & Security Perks
Enjoy added peace of mind with free insurance covers:
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🧍♂️ Personal Accidental Cover – ₹15 Lakhs
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✈️ Air Travel Insurance – ₹50 Lakhs
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🧳 Lost Baggage Cover – ₹1 Lakh
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🛍️ Purchase Protection – ₹1 Lakh
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💳 Lost Card Liability – ₹3.5 Lakhs
📲 How to Open Kotak 811 Super Account
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Download the Kotak 811 app
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Complete quick digital KYC process
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Choose the "811 Super" option
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Deposit ₹5,000+ (required to activate Super benefits)
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Start using your debit card and enjoy monthly cashback!
⚠️ Things to Note
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Cashback does not apply on UPI transactions, fund transfers, ATM withdrawals, credit card payments.
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Cashback will be credited within 30 working days.
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You must deposit ₹5,000 each month to remain eligible.
💡 Is It Worth It?
Absolutely! With no annual card fee and a potential of ₹6,000 cashback annually, Kotak 811 Super is one of the most rewarding zero-balance digital savings accounts in India.
Even if you spend just ₹10,000/month via debit card, you get the maximum ₹500 cashback!
📝 Final Words from Offernity
If you love saving while spending, this account is a must-have. You get premium features, top-tier insurance protection, a free platinum card, and real cash back every month.
